After working in the field of finance since 1972, and being a Mortgage Broker since 1977, we, my wife Aurore Viau and I, activated Nova Financial Services Inc. on March 1, 1985.  Subsequently we joined The Verico Group in November 2005 and the company changed its name to Verico Nova Financial Services Inc.

Integrity in mortgage consulting has always been important to me and because of this I became one of the Founding Members of the Mortgage Brokers Association of British Columbia (MBABC now DBA CMBA-BC) and a Charter Member of the Canadian Institute of Mortgage Brokers & Lenders (CIMBL) now called Mortgage Professionals Canada (MPC). In recognition of my contribution to both associations and to the mortgage industry as a whole;

• I was one of the six initial inductees into the Canadian Mortgage Hall of Fame by CIMBL (2004); and
• I was one of the three initial recipients of the Pioneer Award (Lifetime Membership) from MBABC (2005).

My Mission is simple – to use my over 49 years of knowledge , my lender contacts and my expertise in mortgage lending to deliver the very best in mortgage advice and financing to my clients.  My personal Ribalkin family team of Aurore Viau, Felicity Brempong and Ethan Ribalkin as well as my assistant Kirsten Storvold along with my experince have over 123 years of working with mortgages and we are here to help you reach your financial goals. 

Whether you are looking for conventional mortgage financing through a bank, monoline lender or credit union or if you are financially challenged and need a more creative approach, we have the experience, the resources and connections to get the mortgage you need.

I, along with our team, look forward to assisting you in your mortgage borrowing and/or lending requirements.